On a related note, it is a useful precaution to close or otherwise terminate additional borrowing authority on any joint credit cards, lines of credit, or other joint debt accounts, when a divorce appears imminent. With respect to joint credit cards and other joint unsecured consumer lines of credit, Minnesota law requires the creditor to close the account upon the written request of either party. 
It depends on how bad it is. Half of the divorce cases out there involve one or the other party being on anti-depressant medications, so that in and of itself won’t matter much. It really depends on how severe the mental illness is, and how it affects your parenting. If the mental illness negatively affects your parenting, or poses a danger of harm to the children, that will obviously be more relevant. And unless your mental health records are already sufficient for a custody evaluator to assess your mental health, you can expect that a custody evaluation will include a psychological evaluation as well.
The flowchart below gives an overview of different processes for completing a divorce in Massachusetts. In 95% of divorce cases in Massachusetts, the final terms of the divorce are agreed upon in a separation agreement that is written up outside of court and presented to a judge who approves it in a 20-minute hearing. There are very different routes, however, for reaching this separation agreement and brief hearing. In many cases, there are court actions–litigation or “contested divorce” processes–before a couple agree on the terms of the divorce in a separation agreement.
If you are concerned about ongoing earnings continuing to be marital in nature, then it is in your interest to lock in the default valuation date by filing the case as soon as possible and shepherding it along swiftly. For example, if you earn six figures, but your spouse is a stay-at-home unemployed parent, it is to your advantage to file the divorce first, and then work on settlement, rather than to mediate and negotiate for several months prior to filing.
Applying that rule, however, is far from straightforward. Courts must weigh a wide range of considerations. Generally speaking, children do best when they have ongoing contact with both parents. Yet that doesn't necessarily mean a 50-50 time-sharing arrangement. Instead, it depends on what works best for your family - and what will best serve the needs of the children.
At Johnson Mediation, we think of ourselves as divorce specialists. It is our job to provide you with the most efficient level of service that ensures we address all of the necessary details surrounding your divorce, which often include a child-focused Parenting Plan in the event that you have kids. While other options may want you to believe a divorce needs to be hard fought, and drawn out, it is our experience that this is often not the case. We are skilled at helping individuals deal with complex emotions that accompany divorce. With our experience and mediation background we feel confident that we can help you cope with these emotional difficulties during and after your divorce is final.
If you cannot afford to pay an attorney, you may be able to get assistance from the legal services office in your area. A list of the legal aid offices in Minnesota begins on the next page. You must meet low-income guidelines to be eligible for legal services (legal aid). You may be referred to a volunteer attorney program by the legal services office.
Greene says, “Mediation averages between $4,000 and $10,000,” but litigation lawyers (at least in New York City), start with a $25,000 retainer. “Most people will end up somewhere $20,000 and $200,000, but there certainly are those $300,000 divorces as well. I like to joke that divorce is one area of life in which having money is a disadvantage, because you may find [an attorney] who’s going to fan the flames and give you false hope about how you’re going find the kindly judge that is the father you never had who will see that you’re right, and that your ex is completely wrong. That’s a fantasy that is still held by many people.”
Most courts give parents the opportunity to work with independent evaluators soon after the case is filed to see if they can reach an agreement about custody, parenting time, money and property. The two types of ENE are: Financial ENE (FENE) to settle financial disputes and Social ENE (SENE) to settle custody and parenting time issues involving their children.