As a family law attorney and mediator for almost 30 years, I spend a great deal of time educating prospective clients and the public about the many benefits of choosing to mediate their divorce rather than selecting the more traditional litigation path. Even though divorce mediation is much less costly, less time consuming, and less divisive and stressful than the adversarial model of litigation, I often hear the same three concerns raised about mediation.
There are several key advantages to mediation of divorce and other family law related disputes. First, you know what is best for you and your family. You live your life. You understand your financial circumstances. You know your children. You are best equipped to make decisions about your future. If you place your dispute in the hands of the court, a judge who knows very little about the details of your life will make decisions for you and, in most cases, you will have no choice but to live with that decision.
More recently, however, I have noted a shift to where, in my opinion, the evaluators make assessments of how the case will most likely settle, and tailor their recommendations to that assessment. This results in more settlements overall, but at the cost of many which are not in the best interests of the children. In light of this, it is very important not to give the impression that you are willing to settle for something that is contrary to the children’s best interests. In your pitch to the evaluators, tell them what you consider to be the arrangement that is in the children’s best interests, and why — not just what you would be willing to settle for; because if that’s your approach, that’s very likely what they'll treat as your starting point, and your children will be the ones to suffer for it, by having to live with an arrangement that is not in their best interests.
On a related note, it is a useful precaution to close or otherwise terminate additional borrowing authority on any joint credit cards, lines of credit, or other joint debt accounts, when a divorce appears imminent. With respect to joint credit cards and other joint unsecured consumer lines of credit, Minnesota law requires the creditor to close the account upon the written request of either party. 
During this stage, the mediator may first begin to discuss the general legal rules that might apply to your case. This can include the laws of your state dictating how a judge would divide your assets and debts, how child custody and child support would be decided, when and how alimony can be ordered, and laws dealing with related issues like taxes and life and health insurance. This general legal information will help you decide how to approach the issues in your case.
The traditional divorce process can be extremely expensive and can create an adversarial climate that can require lengthy litigation, which is often unnecessary. With divorce mediation, our goal is to create an environment that is more collaborative by working together toward solutions to ensure divorcing couples end up with an arrangement that works for them, their kids if applicable, and their budgets.
The court may also require that medical insurance for an ex-spouse continues. For example, group medical insurance rates may not be available to one spouse or may not cover as many medical costs as the insurance available through the other spouse's employer. The court may order that the insurance through one spouse's employer continue. Either party may be ordered to pay the cost. This kind of insurance coverage is part of spousal maintenance.
The belief that the mediator will act as a quasi-judge and tell the people what they are going to do is another very common misunderstanding that I hear about the divorce mediation process. In actual fact, one of the greatest advantages of the mediation process is that the parties themselves retain control over all decisions made and agreements reached. This is very different from the litigation model where a judge, essentially a stranger in a black robe, imposes orders and judgments on the parties.
The Summons is a separate legal paper telling the respondent to answer the Petition within 30 days. If the respondent does not, he or she is in default and the divorce is uncontested. This means the petitioner (the spouse who wanted the divorce) may be granted the divorce and other relief requested. The Summons also forbids both parties from selling or getting rid of any property or harassing one another. It requires each party to maintain any insurance for the family. If one spouse spends money belonging to both parties after receiving the Summons, he or she will have to explain to the court why the money was spent.
As the number of divorces has increased, divorcing couples have frequently become frustrated with the excessive costs and delays associated with an overburdened, adversarial litigation system, and have sought ways to play a greater role in determining the details of their divorces. Likewise, the court system has recognized the importance of developing methods of handling disputes outside of the courtroom, and so court-related mediation programs have increased in popularity around the country.