A spouse is not liable to (responsible for paying) creditors for debts of the other spouse except for necessary medical expenses and household articles and supplies used by the family while the spouses live together.  A spouse is liable for credit card and other charges by the other spouse if both had agreed to be responsible to the creditor.  A spouse may also be liable for credit card debt if that spouse has used the card in the past.  Either spouse may close a joint credit card account at any time.  In some cases, it may be wise to cancel credit cards immediately.
Many of those who have successfully gone through divorce mediation note it is a much less expensive alternative to litigation. The costs of litigation are generally an unknown until the case settles. At that time the spouses may be shocked at the level of fees they have incurred through attorney’s fees, expert witnesses, depositions, preparation of the case for trial, filing motions back and forth and many other things associated with divorce litigation. Mediation, on the other hand, allows couples to have a good estimate of the number of hours it will take to resolve the issues at hand. The ultimate goal of mediation is to resolve the issues quickly, and this translates to financial savings.
Note: State laws are always subject to change through the passage of new legislation, rulings in the higher courts (including federal decisions), ballot initiatives, and other means. While we strive to provide the most current information available, please consult an attorney or conduct your own legal research to verify the state law(s) you are researching.
Many metropolitan counties, as well as more and more outstate counties, have developed several innovative tools aimed at facilitating quick resolution of traditionally volatile areas - custody/parenting time and economic disputes. If the court is advised a custody/parenting time is present, the judicial officer will suggest that the parties participate in an "Early Neutral Custody Evaluation," referred to as a Social Early Neutral Evaluation "SENE" or in some counties and in others a Custody and Parenting Time Early Neutral Evaluation "CPENE." In this process the parties and counsel will be quickly scheduled to meet with two experts on child custody matters, one male and one female. Many counties have rosters listing the names of people certified to act as an Early Neutral Custody Evaluator. The parties and counsel will meet for three hours with the evaluators, with each party then afforded the opportunity to explain their role in raising the children, and what type of a parenting schedule they believe to be in their children's best interests. The two evaluators will then briefly adjourn, and then return to advise the parties what recommendation would result from a full custody evaluation. Many parties are able to reach a settlement of most parenting time issues after hearing this informal report.
Literally, Pro Se is a Latin phrase and it means "on her or his own". Process of getting the divorce without the help of lawyer may vary from one State to another. These types of divorces are perfectly legal and enforceable in Minnesota, and are actually very convenient. Usually, once settlements have been made regarding property distribution and custody matters among the spouses in case of a mutual divorce, Pro Se Divorces are filed.
Mediation preparation is often limited, as there is no formal discovery. Frequently, mediation begins with a "general caucus" where the parties and the mediator meet in the same room. The mediator establishes the ground rules in an "agreement to mediate." In court-mandated mediation, the court order will often contain or refer to the "rules of mediation." One of the most important mediation rules is the requirement for confidentiality.
After the mediator has gone over the basics, you'll get a chance to make a short statement about your situation, as will your spouse. After you've each had a chance to speak, the mediator is likely to ask some questions to clarify or get more information. The mediator may also reflect back what you've said, to be sure that both the mediator and your spouse have understood all of your points. The same will go for your spouse.
There is no specific Massachusetts form for your separation agreement, but several probate courts have made available templates that a committed person could use for a do-it-yourself divorce or pro se divorce. You can download a Massachusetts separation agreement form, or template, for divorce with no children here, created by Worcester County probate court, or a Massachusetts separation agreement with minor children form, or template, here.

1st meeting: The couple and the mediator identify the issues needed to be discussed and the order in which they will be discussed, then decide what information needs to be gathered and shared. Between the first and later sessions the couple gathers all relevant financial data, or if necessary, the opinions of experts such as appraisers or accountants, with this material treated with the same care and concern as would be the case in the adversarial process.

Mediation is confidential, allows you and your spouse to make the decisions, and is less expensive than filing a lawsuit. You can reach a positive agreement that is more customized than the one you might receive from a judge. In mediation, you are responsible for your attorney’s fees, as well as half of the mediator’s fees. In certain states, mediation is required by the court after a lawsuit has been filed; for example, North Carolina requires couples to attend mediation before a child custody trial and equitable distribution trial.
At Johnson Mediation, we focus on you, your family and your future by assisting you throughout the entire divorce process. We look at your unique situation to provide you the tools, expertise and resources so you can make fully informed decisions.  Whether you agree on most of the issues and want to make sure you haven’t missed anything, or you can’t agree on anything and need ideas and potential solutions to consider, we can help you by providing the guidance to avoid a long and expensive divorce.

If the case does settle, the mediator will urge the parties to sign a settlement to memorialize the agreement. A written settlement agreement is a contract between the parties, which is generally enforceable in the same manner as any other written contract. Generally, there's no record of the mediation session, and the only document produced is the settlement (or mediation) agreement.
It can be difficult for a client to know whether his or her lawyer is performing well or not. Sometimes even the best of lawyers does not achieve the desired result, and it may be due to a difficult set of facts, a bad judge and/or custody evaluator or guardian ad litem, or unrealistic expectations. There are some clear indications of bad lawyering, however, which are objectively obvious:
I treat all parties in negotiations with respect. My goal is not to create winners and losers but to use my creativity, my empathy, and my knowledge of the law to create win-win solutions to the practical problems posed by divorce in a cost-effective way. This approach to reaching divorce agreements avoids the high costs, delays, and interpersonal conflict and stress that are inevitable in litigation through family law courts. As a Springfield divorce attorney mediator, I prepare the legal papers and Massachusetts divorce forms reflecting your decisions so that a judge can approve the separation agreement and issue the divorce decree.
A mediator’s job is to get you to reach an agreement. Their sense of professional fulfillment is satisfied when an agreement is reached. Unfortunately, all too often, this can result in a person agreeing to things that are contrary to his or her interests, contrary to what the Court would order, and — in the worst case — contrary to the best interests of the children. Therefore, it is critically important to either have an attorney with you at the mediation session, or at least have one on retainer at the time, to consult before you agree to anything.

Once the decision to mediate is made, it is necessary to find a mediator. Many counties have community-based or court-annexed mediation centers. If the mediation is court-ordered, the court may appoint a mediator, or will allow the parties to agree upon a qualified mediator. Both lawyers and non-lawyers serve as mediators. The fees charged vary from mediator to mediator and from case to case.

In Minnesota, there is no particular age at which a child gets to decide which parent he wants to live with. Generally, the older the child, the more weight the child’s preference carries, whether in the initial custody determination or in the context of a motion to modify custody. [1] Still, the child’s preference alone is an insufficient basis for modification of custody. [2] There must be a showing of endangerment, at least on an emotional level, in order to modify custody. [3] The child’s preference is an important factor and often a sine qua non of a showing of endangerment.
They had about $700,000 of equity in their house and she wanted to give him about $100,000 to walk away—much less than the law allows. She was not at all willing to consider his perspective. “What I came to understand was from his perspective, he was an abused husband. And his having an affair—which is not the best way to handle difficulties in your primary relationship—was a desperate act, because now that they were going to have a baby together, he felt that he was trapped in this extremely unhealthy relationship, and this was the only way he could think of to get out. So it was very eye-opening for me.”

I treat all parties in negotiations with respect. My goal is not to create winners and losers but to use my creativity, my empathy, and my knowledge of the law to create win-win solutions to the practical problems posed by divorce in a cost-effective way. This approach to reaching divorce agreements avoids the high costs, delays, and interpersonal conflict and stress that are inevitable in litigation through family law courts. As a Springfield divorce attorney mediator, I prepare the legal papers and Massachusetts divorce forms reflecting your decisions so that a judge can approve the separation agreement and issue the divorce decree.
Joe Dillon, MBA is a professional divorce mediator and founder of Equitable Mediation Services. Joe is passionate about helping couples avoid the destruction of attorney-driven litigation and knows first-hand that the right information, combined with the right expertise and the right kind of support can make the challenging process of divorce less expensive, less time-consuming and less stressful for divorcing couples and their families.
Prior to the temporary relief hearing, as indicated above, both parents have custody. One the one hand, it is a disadvantage to agree to a parenting time schedule — even on an interim basis — which is less than what you want on a permanent basis, because even though this is not legally relevant, I have seen judges swayed by arguments about who has had the children prior to the court appearance. On the other hand, children shouldn’t have to witness their parents fighting at the day care center doors about who gets to take them home. Sometimes the best approach is just to share the time 50-50 for the sake of compromise, until the matter is heard by the Court. If for the sake of the children you feel it is best not to fight about it, it is very important to send written notice to your spouse explaining your strong objection to the interim arrangement, e.g.:
Regardless of your children’s ages, you need to communicate about what’s happening, since it affects their lives too. Agree to talk to your kids together. Agree on how it will be done, where it will be done, and what you will say. Present a united front and try to answer their questions as well as possible, without divulging unnecessary adult information. Kids are smart, and they probably already know something’s up. They deserve to hear that their parents will continue to love and support them and that everything will be ok.
Going through a divorce can be one of the toughest times in your life. You need a lawyer who understands what you're going through and who can help you look at the practicalities as well as the legalities you need to deal with. You need a lawyer who can be aggressive and fight for what you are entitled to, but who will also be honest with you about what is reasonable in the eyes of the law.
Many individuals mistakenly believe that they’ve abandoned their equity in the family home by moving out. While the court may award the family home to the spouse living in it at the time the divorce is heard, the spouse that moved out will typically be awarded other property or a cash settlement equal to his or her equity in the home. The bottom line here is that you don’t give up your equity in the marital home by moving out.
There is no specific Massachusetts form for your separation agreement, but several probate courts have made available templates that a committed person could use for a do-it-yourself divorce or pro se divorce. You can download a Massachusetts separation agreement form, or template, for divorce with no children here, created by Worcester County probate court, or a Massachusetts separation agreement with minor children form, or template, here.
The best mediators have both a high level of experience and knowledge about divorce and family law and a calm and diplomatic approach to the situation and towards each of the parties.  Mediators who have spent many years as attorneys, representing clients in mediations and litigations, have had the opportunity to see many situations and many types of resolutions.  As mediators, they are often able to help clients think outside the box and craft creative solutions.  They can also offer perspective on how similar cases have been perceived by the courts.   But the mediators approach in presenting this information is also critical.  Mediators need to be able to rise above the emotion and conflict that is often present, and help the parties see what is and isn’t relevant to resolving their case.
Many lawyers charge a retainer fee of between $2,500 and $5,000 for average cases, and bill the client for services in addition to the time covered by the retainer. The retainer amount will be substantially more in complex cases, so the cost of mediation from beginning to end can be less than the combined retainer fees would be if the parties hired lawyers to handle the divorce.
No dissolution shall be granted unless (1) One of the parties has resided in this state, or has been a member of the armed services stationed in this state, for not less than 180 days immediately preceding the commencement of the proceeding; or (2) One of the parties has been a domiciliary of this state for not less than 180 days immediately preceding commencement of the proceeding. (Minnesota Statutes - Chapters: 518.07, 518.09)

For example, if there are two automobiles, each spouse is usually given one of them.  This is especially true if the cars are nearly equal in value.  If there is only one automobile, the court often awards it to the spouse who has the greater need for transportation.  Extra items of personal property may be awarded to the other spouse so that the overall value of each share remains the same.  Retirement accounts and whole life insurance policies are property too.

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